For executors and families

Dealing with probate? You can do this yourself.

When someone close to you dies, being named as executor can feel like an enormous responsibility on top of an already difficult time. DIY-Probate-Toolkit gives you a clear, practical structure to work through the process — step by step, at your own pace.

Used by executors across England & Wales. No legal background needed.

Probate can feel overwhelming. We make it manageable.
  • Plain-English guidance
  • Checklists, letters & templates
  • England & Wales
  • One price, one estate

Probate can feel overwhelming. We make it manageable.

Most executors have never done this before. You may be unsure what order to do things in, which organisations to contact, what forms are involved, or how long it should take. That uncertainty, on top of grief, is exhausting.

DIY-Probate-Toolkit gives you a framework that handles the organisation, so you can focus on doing the job properly and with confidence.

Step-by-step probate roadmap covering every stage
Executor checklist so nothing gets missed
Guided records for assets, liabilities, beneficiaries and documents
Template letters for banks, insurers, utilities and HMRC
Estate accounts structure to track money in and out
Plain-English guidance throughout — no legal jargon
How it works

Designed for people doing probate for the first time

You do not need to be a probate professional. You need a clear plan and the right tools.

1

Understand the process

Know what happens at each stage — from registering the death and locating the Will, through to applying for probate and distributing the estate. No guesswork.

2

Gather and record everything

Use guided checklists to collect asset details, contact organisations, record liabilities and keep all key information in one place.

3

Move forward with confidence

Use template letters, checklists and estate accounts tools to progress the administration properly — and have a clear record of every decision you make.

What executors say

Executors who used the toolkit say:

"

I had no idea where to start. The roadmap made the whole thing feel like something I could actually manage.

"

The template letters alone saved me hours. I didn't have to think about what to write to every bank and utility company.

"

Clear, practical and reassuring. Exactly what I needed at a very difficult time.

Is it right for you?

Ideal for straightforward estates in England & Wales

DIY-Probate-Toolkit works well for executors handling estates that do not involve:

  • Significant inheritance tax liability
  • Disputes between beneficiaries
  • Overseas assets or property
  • Business interests or trusts
  • Insolvent or complex financial arrangements

If any of those apply, you should take professional legal advice. If you're unsure whether the estate is straightforward, our How it works guide can help you work that out.

Ready to get organised?

One toolkit. One price. Everything you need to handle a straightforward estate with confidence.

No subscription. No hidden charges. Yours for the duration of the estate administration.

Stage 1

Immediately after the death

Before probate itself begins, there are several practical steps every executor needs to take:

  • Register the death (within 5 days in England and Wales)
  • Obtain multiple certified copies of the death certificate — you will need more than you think
  • Locate the original Will
  • Notify immediate family and beneficiaries
  • Secure any property and cancel non-essential direct debits
  • Begin notifying organisations of the death

The toolkit's executor checklist covers all of this and gives you a record of what you've done.

Stage 2

Set up the estate file

Once the immediate steps are in hand, start building your estate file. This is your central record for the entire administration.

You will need to record:

  • Full details of the deceased
  • Your own details as executor (and any co-executors)
  • Beneficiaries — who they are and what they are entitled to
  • Key documents — Will, title deeds, insurance policies, share certificates

Having this information organised in one place will save significant time as the administration progresses.

Stage 3

Gather asset and liability information

This is often the most time-consuming stage. You need to identify and value everything the deceased owned, and everything they owed.

Assets typically include:

  • Property (sole or jointly owned)
  • Bank and building society accounts
  • Savings accounts and ISAs
  • Investments and shares
  • Pensions (some may not form part of the estate)
  • Life insurance policies
  • Vehicles, jewellery and personal possessions
  • Digital assets and online accounts

Liabilities include outstanding mortgages, loans, credit cards, utility arrears, tax owed and funeral expenses.

The toolkit's guided checklists walk you through each category so nothing is missed.

Stage 4

Prepare the probate application

Once you have a clear picture of the estate, you can prepare the information needed to apply for a Grant of Probate (or Letters of Administration if there is no Will).

You will need to consider:

  • Whether the estate exceeds the inheritance tax threshold (currently £325,000, plus possible additional allowances)
  • Which HMRC forms are required
  • The information needed for the probate application (PA1P or PA1A)
  • Supporting documents to send to the Probate Registry

The toolkit auto-populates your Pa1P or Pa1A application and the relevant HMRC forms directly from your estate records, so there's no re-entering information by hand. You check everything over, then print, sign and send it.

Stage 5

Administer and close the estate

Once you have the Grant of Probate, you have the legal authority to deal with the estate. This stage involves:

  • Collecting in assets (closing accounts, selling or transferring property)
  • Paying debts, taxes and administration expenses
  • Preparing estate accounts showing all money in and out
  • Distributing the estate to beneficiaries
  • Obtaining receipts from beneficiaries
  • Keeping records for at least 12 years

The toolkit's estate accounts structure helps you track every transaction and produce a clear record for beneficiaries.

How long does probate take?

A straightforward estate typically takes between 9 and 12 months from death to final distribution, though it can take longer. The main factors affecting timescale are:

  • How quickly organisations respond to correspondence
  • Whether property needs to be sold
  • HMRC processing times for inheritance tax
  • The Probate Registry's current turnaround (which varies)

The toolkit helps you keep the process moving by tracking what is outstanding and providing the letters and reminders you need.

A note on professional advice

DIY-Probate-Toolkit is designed for straightforward estates. If at any point you are unsure whether the estate is suitable for DIY administration, or if complications arise, please take professional advice. Executors have personal legal responsibilities and can be held liable for errors.

Probate roadmap

A clear, stage-by-stage guide to the full estate administration process — from the first steps after death through to distributing the estate and closing the file. Written in plain English, with no assumption of legal knowledge.

The roadmap tells you what needs to happen, in what order, and what decisions you need to make at each stage.

Executor checklist

A comprehensive task list covering every key action in the administration — from registering the death and notifying the bank, to submitting the probate application and obtaining beneficiary receipts.

Use it to track what you've done, what's in progress and what's still outstanding. Particularly useful if there are co-executors and you need to coordinate responsibilities.

Estate records

Structured records to capture all the information you'll need during administration:

  • Deceased's details — personal information, date of death, domicile
  • Executor records — your details and any co-executors
  • Beneficiary register — names, relationships, entitlements and contact details
  • Asset register — each asset, its estimated value, account references and status
  • Liability register — debts, mortgages, credit cards, utility arrears
  • Document log — track which documents you have and where they are

Template letters

Ready-to-use letter templates for the organisations you'll need to contact during the administration. Each template is written to include the key information required and can be adapted to your estate.

Templates include:

  • Notification of death to banks and building societies
  • Request for date-of-death balance and account closure
  • Notification to insurance companies
  • Letter to pension providers
  • Notification to utility companies and subscription services
  • Letter to HMRC (income tax)
  • Letter requesting property valuation (RICS)
  • Chasing / follow-up letter
  • Letter to beneficiaries updating on progress
  • Executor's covering letter to the Probate Registry

Estate accounts

A structured template for recording all financial transactions during the administration:

  • Money received from assets (cash, proceeds of sale, dividends)
  • Expenses paid (funeral costs, valuation fees, professional charges)
  • Distributions made to beneficiaries
  • Final residue calculation

Estate accounts are not legally required in all cases, but they provide a clear record for beneficiaries and protect you as executor if questions arise later.

Plain-English guidance notes

Throughout the toolkit, guidance notes explain the purpose of each section and what you need to know — without unnecessary legal language. Key topics covered include:

  • What a Grant of Probate is and when you need one
  • The difference between executors and administrators
  • How inheritance tax thresholds work
  • What "excepted estate" means
  • How jointly owned assets are treated
  • What to do if you cannot find the Will
  • How to handle digital assets
  • Executor duties and personal liability

Support

If you have a question about how to use the toolkit or how to approach a particular stage, our support team can help. See the Support page for details of what is and isn't covered.

One price. One estate. No subscription.

£570 including VAT
DIY Probate Toolkit — one estate, one price
  • Probate roadmap
  • Executor checklist
  • Estate information records (assets, liabilities, beneficiaries, documents)
  • Template letters (banks, insurers, utilities, HMRC and more)
  • Estate accounts template
  • Plain-English guidance throughout
  • Support for questions about using the toolkit
Buy the toolkit — £570

This price does not include the Probate Registry application fee (currectly £526 for estates over £5,000), which is paid directly to HM Courts & Tribunals Service and applies whether you use a solicitor or handle probate yourself. It's not a cost we charge, it's a mandatory government fee.

Why £570?

A solicitor handling probate on your behalf typically charges between 1% and 2% of the estate value — plus VAT. On a £200,000 estate, that is between £2,000 and £4,000.

DIY-Probate-Toolkit is designed for executors who want to handle the administration themselves, with the right tools and structure to do it properly. At £570, it costs a fraction of professional fees — and you stay in control.

Is it right for your estate?

The toolkit is designed for straightforward estates in England & Wales. It may not be suitable if the estate involves:

  • Inheritance tax above the nil rate band (currently £325,000)
  • Disputed assets or contentious beneficiaries
  • Overseas property or assets
  • Business interests or trusts
  • Insolvency

Not sure? Read our How it works guide or contact us with a question.

Can the cost be recovered from the estate?

Reasonable administration expenses are generally payable from the estate before distribution to beneficiaries. This typically includes the cost of tools and services used to administer the estate, though executors should keep records and act in the interests of the beneficiaries. If in doubt, take professional advice.

Do I need probate?
Not always. Whether probate is required depends on the assets in the estate. Banks and other organisations set their own thresholds — some will release funds below a certain value without a Grant of Probate, others require one regardless of the amount. Property held in the sole name of the deceased almost always requires probate.
Is this toolkit suitable for every estate?
No. It is designed for straightforward estates in England & Wales. If the estate is complex, disputed, insolvent, includes overseas assets, trusts, business interests or significant inheritance tax, you should take professional advice.
Does the toolkit replace a solicitor?
No. It is a self-help organisation toolkit, not regulated legal advice. Many straightforward estates do not require a solicitor, but if you have any doubt about whether the estate is suitable for DIY administration, seek professional guidance before proceeding.
What is the difference between an executor and an administrator?
An executor is named in a Will and appointed to deal with the estate. An administrator is appointed by the court when there is no Will (or when no executor is available or willing to act). The toolkit covers both roles.
What if there is no Will?
If the deceased did not leave a valid Will, the estate is distributed according to the intestacy rules. You will need to apply for Letters of Administration rather than a Grant of Probate. The toolkit covers the administration process for both scenarios.
How long does probate take?
A straightforward estate typically takes between 9 and 12 months from death to final distribution. The main variables are how quickly organisations respond, whether property is being sold, and current Probate Registry turnaround times.
Can more than one person use the toolkit for the same estate?
Yes — co-executors can both access the same toolkit to coordinate tasks.
Can I recover the cost of the toolkit from the estate?
Reasonable administration costs are generally payable from the estate as an executor's expense. Keep a record of the purchase as part of your estate accounts. If in doubt, take professional advice.
Does the toolkit submit probate forms on my behalf?
The toolkit auto-populates your official probate forms, Pa1P or Pa1A, and the relevant HMRC inheritance tax forms, directly from the information in your estate records. You review the completed forms, then print, sign and send them yourself. You can also use our pre-loaded templated letters to send to banks, insurers, utilities and other organisations. You stay in full control of what's submitted, but you're not copying information across by hand.
What forms are needed for probate?
For most estates you will need either the PA1P (if there is a Will) or the PA1A (if there is no Will) to apply to the Probate Registry. If the estate may be subject to inheritance tax, you will also need to complete the relevant HMRC forms. The toolkit's guidance notes explain what is commonly required.
What is inheritance tax and will the estate owe it?
Inheritance tax (IHT) is charged at 40% on the value of the estate above the nil rate band (currently £325,000). Additional allowances may apply — for example the residence nil rate band of up to £175,000 when a property passes to direct descendants. Many estates fall below the threshold and no IHT is due. The toolkit's guidance helps you understand whether IHT is likely to be an issue.
What are my responsibilities as executor?
Executors have a legal duty to administer the estate honestly, impartially and in the interests of the beneficiaries. This includes identifying all assets and liabilities, paying debts and taxes before distributing to beneficiaries, keeping clear accounts, and acting within a reasonable timeframe. Executors can be held personally liable for errors or losses caused by negligence.
What if I find debts I didn't know about after distribution?
This is one reason the toolkit recommends placing a statutory advertisement (a notice in The Gazette) before final distribution. This protects executors from claims by unknown creditors, provided a reasonable period is allowed for creditors to come forward.
Is the toolkit suitable for Scotland or Northern Ireland?
No. The current version covers England & Wales only. The legal framework for estate administration in Scotland (Confirmation) and Northern Ireland is different.
What if the estate turns out to be more complex than I expected?
Stop and take professional advice. Executors have personal liability, and proceeding with an unsuitable estate can have serious consequences. The toolkit is clear about the types of estate it is designed for.
I have a question not answered here — what should I do?
Use the Contact page to send us a message and we'll do our best to help.

What support covers

  • How to use a specific section of the toolkit
  • Understanding a particular stage in the process
  • Which checklist or template to use and when
  • General questions about how the administration process works
  • Clarification on guidance notes within the toolkit

What support does not cover

Support does not include regulated legal advice. We cannot advise on:

  • Whether a Will is valid or how to challenge one
  • Inheritance tax calculations or planning
  • Disputed estates or beneficiary disagreements
  • Complex asset structures, trusts or business interests
  • Overseas assets or international estate matters

For any of these, please consult a qualified solicitor or specialist professional.

How to get support

Send us a message via the contact page and we'll get back to you as quickly as we can. We aim to respond to all enquiries within one working day.

Before you get in touch, it's worth checking: our FAQ page, our How it works page, or the guidance notes within the toolkit. For urgent legal, tax, or disputed estate matters, please contact a qualified solicitor or professional adviser. We are not able to provide regulated legal advice.

DIY-Probate-Toolkit was built for a simple reason: probate is something most people only ever do once, at one of the most difficult times of their lives — and the guidance available is often either too complex, too expensive, or both.

Most straightforward estates in England & Wales do not require a solicitor. But without a clear framework, even a simple administration can feel chaotic. Deadlines are missed, organisations are contacted in the wrong order, records are incomplete, and executors are left anxious about whether they've done things correctly.

The toolkit gives executors a practical structure: the right checklists, the right records, the right letters, and plain-English guidance at every stage. It won't make the grief easier. But it can make the administration manageable.

Why we built this

My name is Michelle. I am one of the founders of DIY-Probate-Toolkit and an estate planner by profession.

In my work, I take bereavement calls every day. Executors, mostly clients' family members, picking up the phone in the days after someone they love has died. They are grieving. They are frightened. And they almost always say the same thing: I do not know where to start.

I have been on those calls hundreds of times. I understand the overwhelm. The paperwork that arrives while you are still in shock. The organisations that need notifying. The forms that need completing. The decisions that need making, at exactly the moment when making decisions is the last thing you feel capable of.

Even with all my experience, when it was my own family, it was still incredibly hard.

In 2023, my mum Ann Marie was diagnosed with stage 4 cancer. The decline was fast.

Mum had a Will and a Power of Attorney in place, she had planned carefully, as so many of our clients do. But when the diagnosis came, it was Mum who pushed for us to go further. Before she died, we started closing down social media accounts. We consolidated accounts. We sorted through personal items and effects together. We discussed her funeral wishes and planned everything as a family.

It took enormous strength from Mum to face those conversations and those decisions while she was still with us. But she did it. We all did it together. And on the day she died, and in the weeks that followed, it made the most painful time of our lives a little more bearable, not because the grief was less, but because the practical chaos was less. But there was still the estate to administer, closing accounts, notifying banks and organisations, sorting through what was left of her digital life. Even with everything we had done in advance, it was still hard. Because it always is. It is not supposed to be easy. But it was manageable.

Nobody should have to navigate this alone, in the dark, while they are grieving.

That is why we built DIY-Probate-Toolkit.

Not to make probate feel like a simple admin task, it is not, and anyone who tells you otherwise is not being honest. But to give executors a clear path through it. Plain English. Step by step. With everything they need in one place, and a way to get professional help if they need it, without losing what they have already done.

If you are using this toolkit, you are probably in one of the hardest periods of your life. We built this for you. We hope it helps.

Michelle and the Probate Toolkit Team

DIY-Probate-Toolkit is a self-help software toolkit and does not provide regulated legal advice. For complex, disputed, insolvent, taxable or overseas estates, professional advice should be taken.